As a real estate professional, one of the most rewarding parts of my work is helping buyers explore and compare homes that truly reflect their needs and dreams.
Recently, I had the pleasure of assisting a bright and cheerful young couple, both in their early 30s, as they searched for their first home together. With a budget of below $650,000 and a preference for a location near their workplace, we shortlisted two very different but equally compelling HDB flats.
What followed was an eye-opening journey — and one that many buyers may relate to.
Option 1: The Newly MOP 3-Room – Young, High Floor, and Hot Demand
This viewing was a lively one — with groups of around 20 viewers per short allocated time slot, it clearly reflected how popular these MOP units are. Out of the batch, only 2 units truly stood out, thanks to their unblocked views and prime locality.
The unit we focused on was in move-in condition, requiring little to no renovation — an ideal setup for buyers looking for convenience and minimal upfront work.
Despite being compact, its efficient layout could comfortably accommodate 2 to 3 people, making it suitable for couples who may be planning ahead for a small family.
Being in a relatively new development, it also offers a remaining lease of more than 90 years — a strong plus for buyers concerned about long-term value, financing ease, and future resale potential.
However, the question lingered: would this well-packaged space remain sufficient five to ten years down the road?
Option 2: The Renovated Resale 4-Room – Spacious, Stylish, and Mature
Next, we viewed a renovated 4-room resale unit in a mature estate. The layout was generous, featuring a wide living room, three well-sized bedrooms, and a recently updated kitchen.
This HDB estate is known for its family-friendly environment, with a good mix of childcare centres, kindergartens, and primary schools located within the neighbourhood. These amenities offer convenient options for young families and provide a strong sense of community.
Looking ahead, the area is set to benefit from the upcoming Cross Island Line (CRL), with a new MRT station projected to be completed by 2030. This development will significantly enhance connectivity, making daily commuting even more convenient for residents.
With about 70 years of lease remaining, the unit meets CPF eligibility and financing requirements. However, some consideration is needed for its future resale potential and how the remaining lease might affect long-term planning.
That said, the unit had an undeniable charm. It felt comfortable, grounded, and spacious — ideal for a couple thinking of expanding their family in the coming years. The moment they stepped in, you could sense they felt at ease.
So, Which Will They Choose — And Which One Would You?
Both homes offer value in their own right — one promising modernity and longevity, the other space and warmth.
For this young couple, the decision wasn’t just about space or style, but about envisioning where their next chapter would begin.
Which one would you choose? Would you lean towards a newer, cozier home with future value, or a spacious flat in a mature estate with everyday convenience?
